Property

Rent vs Buy a House in India: The Definitive Guide (2025)

Published 2025-05-28 · 12 min read

In major Indian cities like Mumbai, Bengaluru, or Delhi, rental yields are notoriously low — typically 2% to 3.5%. A flat worth ₹1.5 Crore might rent for ₹40,000 but have an EMI of ₹1.08 Lakh — a gap of ₹68,000 per month. Renting and investing the difference in an equity SIP often produces a higher net worth over 15 years than buying. This guide gives you the framework and real numbers to decide.

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