Free Indian Finance Calculators — EMI, SIP, Tax & More

IndianCalc offers 21 free, accurate finance calculators built specifically for Indian users. No login required, instant results. Calculate EMI, SIP returns, income tax, HRA, in-hand salary, GST and more. All formulas follow RBI guidelines and FY 2025-26 tax slabs.

Loan Calculators

EMI Calculator — Calculate monthly instalment for any loan
Home Loan Calculator — Plan your home loan EMI and interest
Personal Loan Calculator — Check EMI for personal loans
Car Loan Calculator — Calculate car loan EMI instantly
Loan Eligibility Calculator — Find out how much loan you qualify for

Investment Calculators

SIP Calculator — Calculate returns on your monthly SIP investments
FD Calculator — Compute Fixed Deposit maturity amount
RD Calculator — Calculate Recurring Deposit returns
CAGR Calculator — Find Compound Annual Growth Rate
Mutual Fund Calculator — Estimate mutual fund returns

Tax Calculators

Income Tax Calculator — FY 2025-26 new and old regime comparison
GST Calculator — Add or remove GST at any rate
HRA Calculator — Calculate HRA exemption for salaried employees
TDS Calculator — Compute TDS deductions on salary and payments

Salary Calculators

In-Hand Salary Calculator — Find your take-home salary after all deductions
Salary Hike Calculator — Calculate new salary after percentage hike
PF / EPF Calculator — Estimate your EPF corpus at retirement

Property Calculators

Rent vs Buy Calculator — Should you rent or buy a home in India?
Stamp Duty Calculator — Calculate stamp duty for property registration

Why Use IndianCalc?

All calculators on IndianCalc use India-specific formulas — the RBI-compliant reducing-balance EMI formula, FY 2025-26 income tax slabs under both old and new regimes, current GST rates, and the latest EPF contribution rules. Every result is instant, accurate, and completely free. No registration, no email, no hidden charges.

Finance Guides for Indian Users

Last updated: May 2026 · FY 2025-26 data · Not financial advice. For informational use only.