Published 2025-05-26 · 10 min read
Many young Indians earning ₹50,000 to ₹1,00,000 find themselves waiting for the next salary with just a few hundred rupees left. The 50-30-20 rule is a simple framework: 50% for Needs (rent, groceries), 30% for Wants (dining out, OTT), 20% for Savings (SIPs, emergency fund). The key is to pay yourself first — transfer 20% to savings the moment your salary arrives.
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