Loans

Home Loan Tips for First-Time Buyers in India (2025)

Published 2025-05-18 · 11 min read

Buying a home is often the most significant financial decision for an Indian family. A 0.5% difference in interest rate on an ₹80 Lakh loan can save you ₹12 Lakh over 20 years. Since 2019, most bank home loans are linked to the RBI's Repo Rate (RLLR). Here are 9 essential tips for first-time home buyers in India.

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