About Us | IndianCalc - Indian Finance Calculator Tools

IndianCalc.com was built to solve a simple problem: most "Indian" finance calculators online are either riddled with ads, ask for your phone number, use outdated tax slabs, or quietly funnel you into a loan-broker funnel. We wanted a clean, fast, accurate set of calculators that just work — for free, forever, with no sign-up.

What we cover

Twenty-one calculators across five categories: loans (EMI, home, personal, car, eligibility), investments (SIP, FD, RD, CAGR, mutual fund), tax (income tax with new and old regime side-by-side, GST, HRA, TDS), salary (in-hand, hike, EPF), and property (rent vs buy, stamp duty, ROI). Every calculator uses the actual formula your bank or the Income Tax Department uses, kept current for FY 2025-26.

Our principles

• Accuracy first. We cite the formula, show a worked example, and let you verify the output by hand.
• Privacy by default. Every calculation runs in your browser. We never see your salary, loan amount, or any personal number.
• Mobile-first design. Most Indians compute on a phone, so every layout is built mobile-up with thumb-friendly controls.
• No dark patterns. No fake urgency, no "talk to advisor" pop-ups, no email gates.

Funding

The site is supported by lightweight, non-intrusive display ads. We do not take affiliate commissions from lenders, fund houses, or insurance companies — so you can trust that no calculator nudges you toward a particular product.